Kevin Ashton
Hey there, welcome to my Noble Gold Investments review.
I’ll share my experience with the gold IRA company and help you decide if they are worth your trouble.
There’s a lot to uncover here.
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Noble Gold Investments is a highly reputable gold IRA company. It offers a range of options to help you diversify your portfolio with tangible assets like gold and silver.
With over 20 years of combined experience in the precious metals industry, the founders of Noble Gold Investments have secured more than $1 billion in gold and silver for their clients.
Their knowledgeable account managers guide you through the process of setting up a gold IRA. This way, you can be confident with your investment choices.
The Best Gold IRA Companies In 2024
Before I get started with this review, I want to inform you that I have reviewed dozens of precious metal IRA companies over two decades, and I have curated a list of the top 6 gold IRA companies in 2024. I highly recommend reading this article before proceeding with an IRA transfer.
The #1 Best Gold IRA is Augusta Precious Metals, with its A+ rating from Better Business Bureau, hundreds of 5-star reviews, and lifetime account support. Read my review on Augusta Precious Metals, or visit the official Augusta website to learn more.
About Noble Gold Investments
Company Background
At Noble Gold Investments, they take pride in their founders’ extensive experience spanning over two decades in the precious metals industry. With a remarkable track record of securing more than $1 billion in gold and silver for their clients, their team boasts unparalleled expertise in navigating the intricacies of this domain.
Founded in 2016 by Collin Plume, Noble Gold Investments was established with the vision of simplifying the process of precious metal investment for individuals seeking to diversify their retirement portfolios or directly invest in physical gold and silver. Their mission is to empower our clients with the knowledge and resources necessary to make informed decisions about their financial future.
Services Offered
- Gold and Silver IRAs: They specialize in guiding customers through the process of establishing self-directed Individual Retirement Accounts (IRAs) to invest in precious metals. I noticed that their knowledgeable account managers provide personalized assistance every step of the way.
- Direct Purchases: For those interested in directly owning physical gold, silver, platinum, or palladium, Noble Gold offers a convenient platform to purchase coins and bars from reputable mints and refineries.
- Educational Resources: Understanding the intricacies of precious metal investments is crucial. They provide comprehensive educational materials, including guides and webinars, to equip they clients with the knowledge they need to make well-informed investment decisions.
- Depository Storage: Ensuring the safety and security of your precious metals is of utmost importance. They partner with trusted and insured depositories, offering their clients peace of mind knowing their investments are stored in secure facilities.
- Buyback Program: For those looking to sell their precious metals, Noble Gold offers a hassle-free buyback program. They streamline the process and make things easier.
Noble Gold IRA Products
Noble Gold Investments, they offer a diverse range of IRA-eligible precious metals products to help you diversify your retirement portfolio. Their expertise lies in guiding you through the process of establishing self-directed Individual Retirement Accounts (IRAs) to invest in physical gold, silver, platinum, and palladium.
Gold and Silver IRAs
A self-directed gold IRA (Individual Retirement Account) allows you to invest in physical gold, serving as a hedge against inflation since gold prices generally move in the opposite direction of paper assets. Investing in a gold IRA is an excellent way to add diversification to your retirement portfolio.
When markets are down and paper assets are losing value, gold investments typically increase in value. However, even when markets are up, gold still tends to appreciate.
In fact, gold has risen more than 400% over the last 20 years. Unlike stocks, bonds, and foreign currencies, gold is a physical asset that you can own, allowing you to save for retirement with tangible assets.
Gold IRA investing is one of the most tax-efficient investment options available. Our experts can advise you further on how to maximize your tax breaks.
Silver has always been a popular precious metal, and its appeal has grown as its available supply continues to shrink. IRA-eligible silver products must have a fineness of at least 0.999, including:
- Bullion coins: Such as the American Silver Eagle, the Canadian Silver Maple Leaf, the Austrian Silver Philharmonic, and the Australian Silver Kookaburra.
- Bars and rounds: These must be produced by a manufacturer accredited by NYMEX/COMEX, LME, LBMA, ISO 9000, or a national government mint. Examples include Royal Canadian Mint silver bars, Sunshine Minting silver bars, and other high-purity silver bullion products.
IRA-Eligible Coins and Bars
When including coins in an Individual Retirement Account (IRA), investors must adhere to strict regulations established by the Internal Revenue Service (IRS) concerning the types of coins that are permitted. These regulations ensure that the coins meet purity and authenticity standards suitable for IRA investment.
Permitted coins include:
- American Gold Eagle Coins (an exception to the fineness rule, as they are 91.67% pure gold)
- American Gold Buffalo Coins (99.99% pure gold)
- Australian Gold Kangaroo/Nugget Coins (minimum 99.99% pure gold)
- Austrian Gold Philharmonic Coins (99.99% pure gold)
- Canadian Gold Maple Leaf Coins (99.99% pure gold)
- Silver Coins (American Silver Eagles and select other government-issued coins with a fineness of at least 99.9%)
- Platinum and Palladium Coins (must meet the fineness criteria of 99.95% purity and be from a government mint)
Precious metals in bar or bullion form must also meet strict fineness requirements to be IRA-eligible:
| Metal | Minimum Fineness |
|---|---|
| Gold | 99.5% |
| Silver | 99.9% |
| Platinum and Palladium | 99.95% |
These bars and bullion can vary in size and weight but must be produced by a national government mint or an accredited refiner.
Minimum Investment Requirements
While there is no minimum investment requirement to open a precious metals IRA with Noble Gold Investments, they recommend starting with a minimum investment of $5,000 to $10,000. This initial investment amount allows for a diversified portfolio and helps offset the setup and annual maintenance fees associated with precious metals IRAs.
It’s important to note that not all gold is IRA-approved, so it’s crucial to work with a well-reviewed gold IRA company like Noble Gold Investments when opening a gold IRA account. Their team is standing by to answer any questions you may have about opening a gold IRA, rolling over an existing IRA or 401k, or any questions you may have about investing in physical gold.
Best Gold IRA Companies I’ve Worked With Yet (In 2024)
If you’re seriously looking to invest in precious metals or open a gold IRA, these are the companies I believe you should go with. My experiences with all 3 of them have been excellent.
Augusta Precious Metals (Best for Investments Over $50,000)
Augusta Precious Metals ranks as the #1 gold IRA company in the US. And that’s for good reason.
They have some of the best product catalogs with gold, silver, platinum, and palladium products to offer. But the main highlight is their dedicated web conference and the added focus on client education.
Augusta has an A+ rating on BBB, 1000+ client testimonials, and has been awarded “Most Transparent Company” in 2023 by Investopedia.
No other company puts as much focus on educating their clients about the different aspects of gold IRAs as they do.
My own experience with them was amazing to say the least.
However, their minimum investment requirement is $50,000 which limits the number of people who can open a gold IRA with them. Still, if you have the budget, you shouldn’t look elsewhere.
Goldencrest Metals (Best for Gold Investments)
Run by an actual financial advisor, Goldencrest Metals is another reliable name in the gold IRA industry.
Although they seem new, the team behind the company has been in the finance sector for decades. You would be surprised to see the level of expertise and knowledge these guys have.
My interaction with them was eye-opening. I learned a lot about precious metals through Goldencrest Metals.
That’s why they are my 2nd best suggestion for those interested in gold IRAs.
Preserve Gold (Best Customer Support)
Preserve Gold is a well-established name in the precious metals industry now.
I have talked to several of their clients and all of them praise their excellent support staff. The level of attentiveness and care I noticed there was surprising.
Preserve Gold is one of the few companies that, I can say with confidence, are 100% client-focused.
You’d love to talk to them if you’re new to precious metals investing.
Noble Gold Investments Complaints and Reviews: What Do Others Say?
The ratings of Noble Gold Investments on platforms like Trustpilot, BBB, Trustlink, and the BCA are significant indicators of the company’s reputation, customer satisfaction, and reliability.
Here’s why each rating is important:
Trustpilot (4.9/5 stars):
Trustpilot is a widely recognized review platform that collects feedback from verified customers. A high rating here indicates a high level of customer satisfaction and positive experiences with the company’s services.
Potential investors can trust that many customers have had positive interactions and that the company has a strong track record of meeting client expectations.
Better Business Bureau (A+ rating):
I always check the BBB rating of any finance company before I work with them.
So, I looked into Noble Gold’s BBB ratings as well.
The BBB rating reflects the company’s trustworthiness and performance in resolving customer complaints. An A+ rating is the highest possible and suggests excellent customer service and a proactive approach to addressing any issues that arise.
An A+ rating provides assurance that the company is reliable, ethical, and committed to resolving any disputes, which is critical for potential clients considering large investments.
Trustlink (5/5 stars):
Trustlink is another consumer review platform that allows customers to share their experiences. A perfect rating here further underscores the company’s commitment to high-quality service and customer satisfaction.
Moreover, this perfect score can enhance a potential investor’s confidence in the company.
Business Consumer Alliance (AA rating):
Similar to BBB, the BCA rating assesses the company’s complaint history and resolution, along with other business practices. Apart from that, an AA rating is very high and indicates that the company effectively manages and resolves complaints.
A high BCA rating reassures customers that the company is responsive to issues and maintains a high standard of business practices.
Apart from sharing the ratings of this company on different platforms, I’ll share some customer reviews as well.
It will help you understand what it’s like working with this bullion dealer.
Here, John praises the level of customer support they received at Noble.
He highlights that his sales rep explained the entire process quite effectively. Also, he points out that the company rep recommended him suitable metals.
You’ll find plenty of similar Noble Gold reviews. Many of their customers praise their staff.
Here’s another happy review.
The reviewer highlights that they are grateful that they were able to work with this company. Moreover, they point out that the entire process was quite starighforward.
Furthermore, they praise their sales rep. According to them, the sales rep explained everything very clearly.
At the end of the review, they thank Noble Gold Investments for the great experience.
Surely, Noble Gold excels at customer support and knows how to treat their clients. It’s a vital quality and quite commendable as well.
Why These Noble Gold Investments Reviews and Ratings are Important:
- Trust and Credibility: High ratings across these platforms suggest that Noble Gold Investments is a trustworthy and credible company. This is crucial for a business dealing in precious metals, where trust and security are paramount.
- Customer Satisfaction: Consistently high ratings indicate that customers are generally very satisfied with their interactions, which can be a strong deciding factor for new clients.
- Reputation: Maintaining high ratings on multiple review platforms helps build and sustain a positive reputation, which is essential for attracting and retaining clients.
In summary, these ratings collectively assure potential investors that Noble Gold Investments is a reputable, reliable, and customer-focused company.
Regarding Noble Gold complaints, I didn’t find any significant criticisms.
If I ever came across a complaint against the comapny, their staff had already responded to it promptly.
This shows that they have quite a proactive staff.
Furthermore, their team focuses heavily on resolving customer disputes early. I noticed this myself.
Other companies with such staff include American Hartford Gold and Augusta.
Is There Any Noble Gold Investments Lawsuit?
When looking into any gold IRA company, you should always check their legal history.
In this regard, I only found one Noble Gold lawsuit.
However, this lawsuit is not against the precious metals firm. In fact, it’s against Noble Group, which people might mistake for the real Noble Gold Investments.
The Noble Group involved in this complaint is a securities corporation located in Hong Kong, whereas Noble Gold Investments is a precious metals company established in the United States.
Apart from this, I didn’t find any signifciant customer disputes or lawsuits involving them.
Unique Features of Noble Gold Investments
Royal Survival Packs
At Noble Gold Investments, they understand the importance of being prepared for unforeseen circumstances. That’s why they’ve introduced an innovative solution called the Royal Survival Packs. These meticulously curated collections consist of gold and silver coins, strategically assembled to provide individuals with a means of safeguarding their assets and weathering potential crises.
- Tailored for Emergencies: These packs are focus on mitigating the impact of various disasters, including economic downturns, armed conflicts, natural calamities, and more, offering a secure investment option for uncertain times.
- Flexible Delivery and Storage Options: Clients have the flexibility to opt for home delivery or remote storage of their Royal Survival Packs. For home delivery, they ensure discreet packaging and comprehensive insurance coverage to guarantee security, privacy, and anonymity. The shipment typically arrives within seven business days. Alternatively, remote storage options are available through our partnership with International Depository Services, with facilities in New Castle, Delaware, and Mississauga, Ontario, Canada.
- Diverse Range of Packages: They offer a diverse range of Royal Survival Packs to cater to various needs and budgets:
- Noble Knight ($10,000): Ideal for short-term crises with limited expenses.
- Noble Baron ($25,000): Designed to sustain an average family of four for up to two months.
- Noble Viscount ($50,000): Offers protection against major disasters and is suitable for a family of four, providing extended coverage compared to the Noble Baron.
- Noble Earl ($100,000): Tailored for prolonged crises necessitating additional resources for survival.
- Noble Marquess ($250,000): An upgraded version of the Noble Earl, suitable for significant disasters that may require relocation, covering associated travel expenses.
- Noble Duke ($500,000): The largest Royal Survival package is designed to safeguard wealth and mitigate various forms of danger.
- Noble Ambassador (Customized): Specifically tailored for international clients, offering secure storage options in the US or Canada, with payment accepted in dollars or bitcoin.
Buyback Program
They understand that circumstances may arise where you need to liquidate your precious metals holdings. That’s why Noble Gold offers a convenient buyback program. It allows you to sell back your assets when needed.
- Hassle-free Process: When it’s time to take distribution or liquidate your gold holdings, simply contact your Noble Gold IRA expert to process your request.
- Flexible Options: You can either have your physical metals securely and discreetly shipped to your home, or you can choose to receive cash.
- Fair Pricing: While you won’t receive the full retail value, Noble Gold’s buyback program ensures that you’ll reap the lucrative benefits of your gold and silver investments at prevailing wholesale rates.
- Peace of Mind: Knowing that you can quickly liquidate your IRA down the road brings peace of mind. This type of program is a mark of a reputable precious metals company, ensuring that you’re not left with the task of finding a buyer for your precious metals.
Pros and Cons of Noble Gold
Pros of Noble Gold
- Perfect BBB Rating: Noble Gold boasts a perfect A+ rating from the Better Business Bureau (BBB), based on an impressive 143 reviews. This outstanding rating reflects the company’s unwavering commitment to transparency, ethical business practices, and exceptional customer service.
- Stellar Customer Reviews: Noble Gold’s dedication to client satisfaction is further exemplified by the numerous 5-star ratings it has garnered on reputable consumer platforms like Consumer Affairs, Google, and Trustpilot. These glowing reviews serve as a testament to the company’s ability to consistently meet and exceed customer expectations.
- Low Minimum Investment for IRAs: One of the significant advantages of working with Noble Gold is its low minimum investment requirement of $20,000 for opening a precious metals IRA. This accessible threshold makes it easier for individuals to diversify their retirement portfolios and benefit from the stability and growth potential of precious metals.
- Segregated and Insured Storage: Noble Gold prioritizes the security of its clients’ investments by offering segregated and insured storage options for their precious metals. This ensures that your assets are kept separate from the company’s holdings and are fully protected against any potential risks or liabilities.
- No Account Setup Fees or Hidden Commissions: Transparency is a core value at Noble Gold, and they demonstrate this by not charging any account setup fees or hidden commissions. This straightforward approach allows clients to make informed decisions without the burden of unexpected costs.
- Excellent Buyback Program: Should the need arise to liquidate your precious metals holdings, Noble Gold’s excellent buyback program provides a hassle-free solution. This program streamlines the process, ensuring fair pricing and eliminating the need for haggling or uncertainties.
Cons of Noble Gold
- No Online Pricing Available: While Noble Gold excels in many areas, one potential drawback is the lack of online pricing information for their products and services. Clients must contact the company directly to obtain pricing details, which may be less convenient for those who prefer to research and compare prices online.
- $2,000 Minimum for Home Delivery: Although Noble Gold offers a relatively low minimum investment for IRAs, there is a higher minimum requirement of $2,000 for home delivery of precious metals. This could be a barrier for some individuals who may prefer to take physical possession of smaller quantities initially.
- Newer Company than Some Competitors: Established in 2016, Noble Gold is a relatively newer player in the precious metals industry compared to some of its more established competitors. While the company has quickly built a strong reputation, some investors may prefer to work with firms with a longer track record.
- Limited International Storage Options: Noble Gold’s storage options are primarily focused on domestic locations, with limited international options available. This could be a potential drawback for clients residing outside the United States or those seeking greater flexibility in storage locations.
- Higher Premiums on Exclusive Collectible Coins: While Noble Gold offers a diverse range of precious metals products, including collectible coins, these exclusive items often carry higher premiums compared to standard bullion coins or bars. Investors interested in collectible coins should be prepared for the potential added costs associated with these unique offerings.
Conclusion
navigating the complexities of retirement planning, diversifying your portfolio with tangible assets like precious metals can offer a valuable hedge against economic uncertainties. Noble Gold Investments emerges as a reputable option, backed by a team with extensive industry experience and a track record of securing over $1 billion in precious metals for their clients. Their comprehensive services, from gold and silver IRAs to direct purchases and educational resources, cater to a wide range of investment goals.
While no investment is without its drawbacks, Noble Gold’s commitment to transparency, stellar customer reviews, and innovative offerings like the Royal Survival Packs and a robust buyback program highlight its strengths.
However, before you invest with them, I suggest checking out other options as well.
You should research your precious metals providers thoroughly before making any final decisions. This way, you can be certain of getting the best deal possible.
The most popular Noble Gold alternative is Preserve Gold.
FAQs
1. How reputable is Noble Gold Investments for precious metal IRAs?
Noble Gold Investments, founded in 2016, has quickly established itself as a leading company in the gold IRA market. Despite being relatively new, it has gained significant recognition in the Precious Metal IRAs industry, largely due to its excellent service and competitive fee structure.
2. What is Dave Ramsey’s perspective on investing in gold and silver?
Dave Ramsey, CEO of Ramsey Solutions and author of seven best-selling books, including The Total Money Makeover, advises against investing in gold and silver. He believes that precious metals do not perform well in the long term and therefore does not recommend putting money into them.
3. Is it advisable to invest in gold currently?
Investing in gold can be risky, especially when waiting for prices to change favorably. Although gold prices have increased significantly in recent years, it might still be a sensible time to consider buying, particularly as an alternative asset.
4. Does gold make a good long-term investment?
Gold is often viewed as a safe investment option. It tends to provide a safe haven during market downturns, as its price generally does not correlate with the prices of other markets. This characteristic makes it a potentially stable investment over the long term.